Broker Check

Wealth Management

As Investment Advisory Representatives of United Planners, we serve a wide range of individual clients and businesses in matters of retirement and estate planning, investment management, insurance and risk management, taxation, business planning, and college planning.

Retirement Planning

Retirement planning is generally the most important area of concern for clients. Financial security often reflects how well a client has planned for retirement. We consider many variables that may occur before and after retirement and plan accordingly to insure a comfortable future.

Investment Management

Investment management is one of the key tools used during the financial planning process. Factors such as investment time horizon, risk tolerance, investment needs and expectations are carefully evaluated when creating a portfolio.

Estate Planning

This service is provided for higher net worth clients. Estate planning involves the use of trusts and other advanced planning tools to protect assets for future generations and avoid unnecessary taxes.

Business Planning

We provide options for small and large businesses and business owners. Our wide range of planning and consulting services include employee benefits planning, business tax planning, and business disposition and continuation planning. We help businesses establish and improve the company retirement plan; plan and implement risk management programs for the business, and implement executive benefits programs.

Risk Management

The process of evaluating certain financial risks, such as loss of income due to death or disability and/or rising costs associated with nursing home care, in order to determine how best to reduce your exposure to financial hardship. The process also entails the analysis of existing insurance coverage.

Employee Stock Options

This process involves analyzing qualified and non-qualified employee stock options to determine the timing of the execution as its relates to market conditions, taxes and the client’s long-term goals and objectives.

College Planning

The costs of higher education are continually on the rise. We show our clients how to properly plan and save for college without affecting their retirement goals.

Crisis Management

Often times, we work with clients who’s lives may be a bit bumpy at the moment. Nearly everyone will deal with, or has already dealt with a crisis management situation at some time or another. Emotional and physical crisis involving partner separation, death, loss of a job or turn of health, usually brings with it a financial crisis. In a time of crisis, a Keating Financial Services team member will take the time to understand and care about your situation. We know that by helping you plan a way out of the financial part of a crisis, you will feel better about your future. You will be back on your feet again; able to support yourself and to take care of others in your life.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. |  (410) 884-4063